Enter your CTC and see exactly where it goes: provident fund, income tax and cess. Built for India on the current new tax regime, with the working and the sources shown.
Free calculators and holiday lists, with the working and the sources shown.
CTC to monthly in-hand salary under the new tax regime, with PF and professional tax.
AvailableSixteen common packages from 3 to 50 LPA, each with a full breakdown and explanation.
AvailableCompare your tax under both regimes with HRA, 80C, 80D, NPS and home loan interest.
AvailableHow much of your house rent allowance is tax free in the old regime.
AvailableEmployee and employer provident fund, interest and retirement balance.
AvailableGratuity from last drawn salary and years of service, with the ceiling and eligibility.
AvailableCentral government holidays for 2026 and 2027, checked against the official orders, with long weekends and a calendar download.
AvailableState-wise professional tax slabs and the monthly deduction.
Coming soonEncashable leave pay and how it is taxed on retirement or exit.
Coming soonThe same steps every time, so you can check them against your own payslip.
Take out the employer's PF if it is inside your CTC. What remains is your gross salary.
Subtract the standard deduction, apply the new regime slabs, the rebate and the 4% cess.
Remove employee PF, professional tax and income tax. The result is your monthly take-home.
Worked out with the same method. Pick one for the full table.
Assumes basic at 40% of CTC, PF on basic capped at the wage ceiling and professional tax of ₹200 a month. Change these in the calculator.
We are building more HR and payroll tools for people working in India. Tell us which calculator you need next, or what does not match your payslip.